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Student Loan Debt
If you have a federally guaranteed student loan, you are likely going to have to pay it off eventually, even if you declare bankruptcy. Bankruptcy courts cannot discharge a federally-guaranteed student loan obligation. However, recent federal legislation has opened new possibilities for many people who are struggling with student loan debt. Depending on your circumstances you may also qualify for deferred or reduced payments.
- Student Loan Deferments
- Public Service Loan Forgiveness
- Student Loan Repayment Information
- Federal Direct Consolidation Loans (Federal Student Aid)
- Student Loan Cancellation & Discharge - If you become disabled or the school where you enrolled closed down while you were a student there or if you were falsely certified, forgiveness of your loans may be possible.